Antique Car Policy

For classic cars a regular auto insurance policy wont be enough to fully cover you.

Antique car policy. Hagerty Insurance Agency. And some classifications overlap between classics and antiques. Antique cars often maintain or increase in value so classic car insurance typically covers yours up to an agreed value.

Having one policy streamlines your account and billing freeing up your time so you can get back to your car. Modern classic cars must be limited production cars less than 10 years old. Take and present two color photographs of the front and side of the vehicle.

Classic car insurance is a special type of policy that helps protect antique or classic cars. Vintage vehicles are insulated from the scrappage policy. A car is often considered classic when its at least 10 years old and has historical interest but classic car insurers have their own rules for accepting vehicles into their program.

Definitions of a classic car can vary but the Insurance Information Institute III says a car is considered a classic when its at least 25 to 30 years old. Some insurers may decline if the vehicle is not in. Interestingly cars may be called antiques when theyre more than 25 years old fully restored and in good working order.

Classic car insurance is a special type of coverage for a wide variety of cars including classic antique and customer cars as well as a variety of other specialty vehicles. In some states an antique car only needs to be at least 20 years old while the Antique Automobile Club of America regards a car that is at least 45 years old to be antique. Classic cars must be at least 10 years old and can include modified antiques and limited production cars.

You can get liability collision comprehensive and medical payments coverage plus extras like roadside assistance. Veteran means vehicles built before 1920 vintage means vehicles built between 1920 1931 post vintage means vehicles built between 1932 1946 post war means vehicles built between 1947 1960. In the event of a total loss our policies cover agreed value instead of actual cash value that is provided by regular auto insurance carriers.