Antique Car Insurance Rules

But other types of vehicles may qualify for a collector car insurance policy.

Antique car insurance rules. There should be few changes from the factory original specifications. Classic car is a catch-all phrase for antique collector vintage and even modern classics or future. Motorcycles and public transportation are not considered viable regular use vehicles by our program.

Antique cars often maintain or increase in value so classic car insurance typically covers yours up to an agreed value. The club also takes qualifying items like power brakes into consideration when determining if a car is considered a classic. There is no specific age for a car to be eligible for classic car insurance.

Contact us for details Applicants must also maintain regular-use insurance in their own names. The Classic Car Club of America claims only cars made between 1925 and 1948 qualify as a classic. Classic car insurance is available for the following types of vehicles.

A vehicle is usually considered an antique car eligible for a collector car insurance policy if it is 25 or more model years old. In good or restored condition. To qualify for Hagerty auto insurance coverage the age your car must be depends on the type of vehicle.

The Insurance Information Institute defines antique and classic cars as vehicles at least 25 years old. In TX vehicles must be at least 15 years old and in MA vehicles must be least 25 years old. A vehicle 25 or more years old that has historic interest.

Each car insurance company has different classic car insurance requirements to qualify for coverage. Generally to get insurance for classic collector vintage and antique cars or trucks your vehicle needs to be parked in a garage used as an extra car and not your daily vehicle and kept in good working condition. A car is often considered classic when its at least 10 years old and has historical interest but classic car insurers have their own rules for accepting vehicles into their program.