Classic car insurance is designed for vehicles that are collected and are not driven regularly.
Antique car insurance for daily driver. View Gallery 22 Photos. As with any insurance product make sure you. Insurance for classic cars is significantly cheaper than insurance for a regular car.
This explains why your daily drivers auto insurance premiums are generally much higher than what youd pay to insure a collector vehicle. Generally to get insurance for classic collector vintage and antique cars or trucks your vehicle needs to be parked in a garage used as an extra car and not your daily vehicle and kept in good working condition. Grundy Insurance 866 338-4006.
Classic car insurance protects your collectible vehicle through liability comprehensive collision and other specialized coverages. All household members with a valid drivers license must have a regular-use vehicle for daily driving Motorcycles and public transportation are not considered viable regular-use vehicles by our program in most cases. Do you actually want to drive your classic car on a daily basis without limits.
Most insurers of daily driver vehicles offer Actual Cash Value policies. If you have a unique rare or limited production vehicle or maybe a. Daily driving a classic car in hot weather especially if stuck in gridlocked traffic with a weak air conditioning system is a sure fire way to fall out of love with your vehicle.
If your car doesnt qualify for classic auto insurance a standard auto insurance policy may be a better option for you. Regular car insurance might not provide as much coverage. So if you are not driving your classic car on a daily basis make sure your insurance plan reflects that.
A big difference between a collector car and a regular vehicle is the insurance value of the vehicle. Bundling is your friend. Our classic car insurance does not cover kit cars restoration cars rebuilt to less than 50.