Classic Car Insurance is not an Allstate product.
Antique car coverage. Based in Traverse City Michigan Hagerty Insurance was established around forty years ago as a general insurer. In some areas antique cars only have to be 20 years old while clubs such as the Antique Automobile Club of America. Since that time Hagerty has become a leader in classic and antique vehicle protection.
Some say an antique car can have as few as 20 years but others demand an age of 45 years at a minimum. While some insurers require a separate policy for antique classic or special interest vehicles Erie Insurance can typically add them on the same policy as your other. If you have a unique rare or limited production vehicle or maybe a.
Antique and classic cars are great. Classic car insurance typically offers coverage types similar to a personal auto insurance policy. But other types of vehicles may qualify for a collector car insurance policy.
The car must be between 25 and 50 years old although there are options for older vehicles. April 2 2020. States may also chime in about their rules and standards.
Generally to get insurance for classic collector vintage and antique cars or trucks your vehicle needs to be parked in a garage used as an extra car and not your daily vehicle and kept in good working condition. Classic car and truck insurance covers a wide range of vintage and antique vehicles. Our classic car insurance does not cover kit cars restoration cars rebuilt to less than 50.
If your car doesnt qualify for classic auto insurance a standard auto insurance policy may be a. The features and premiums youll pay vary from insurer to insurer so its important to understand what you need to know to buy the right policy for your vehicle. Aware of the growing need for specialized coverage Hagerty began writing agreed value policies on classic wooden boats in 1984 and classic cars in 1991.